Independent Living in Middletown

Independent living is all about flexibility. If you’re someone who loves to socialize and stay busy, independent living might be right for you. Our Arbor Terrace Middletown independent living communities offer private residences with minimal assistance while providing quality dining experiences, inclusive rent, a private community, and a maintenance-free lifestyle so you can spend your time following your passions. We also offer opportunities for social connections, wellness, recreation, and more so that your retirement is full of your favorite activities. And with our transportation services, regular housekeeping visits, linen and laundry services, and a concierge team who is there to help take care of all the small and big details, you can live a luxurious life in your retirement.

Simply put, assisted living is for seniors who want a luxury lifestyle with extra assistance and peace of mind, while independent living is ideal for the active senior seeking a social lifestyle. Assisted living offers more support and assistance with day-to-day activities, such as managing medication, dressing, grooming, showering, and moving around. Medical staff are on-call 24 hours a day and provide housekeeping and laundry services, meals and snacks, exercise and wellness programs, and much more.

Independent living offers a similar maintenance-free lifestyle but without the 24/7 caregivers and nurses. This is a more flexible option for seniors wishing to stay active who require little to no support in their daily lives. Independent living focuses more on the social community aspect, with opportunities to meet in common areas and connect with others.

According to NJ law, full-year residents can only deduct amounts paid during the tax year of qualifying medical expenses. In most cases, only the medical component of assisted living costs is deductible. Living costs like room and board are not tax deductible. However, there are exceptions if the resident is in an assisted living facility primarily for medical care. We recommend consulting a tax advisor with questions regarding your specific circumstances.

According to Genworth's Cost of Care Survey, the median cost of an independent living facility in New Jersey was $7,400 per month in 2021. The survey reports that independent living facilities in Middletown charge an average of $6,508 per month.

Use our Senior Living cost calculator to learn more and estimate your monthly spend.

Independent living at Arbor Terrace Middletown is all about lifestyle, amenities, and opportunities to get involved. Our services include concierge, fitness programs, award-winning dining, housekeeping, maintenance, and transportation. Our beautiful independent living community also offers manicured landscaped gardens and luxury resort-like spaces. Even better, Arbor Terrace offers you all the independence and privacy you want, coupled with easy access to the services that keep you feeling your very best. This is what retirement was meant to be.

Our independent living apartments are not furnished. We encourage residents to bring their own furnishing and decor to make their space truly feel like home.